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We've all won a fiver on a horse, football game or some other weird and wonderful sporting event. But most of us have lost a shit load more.
Let's put it this way, not many people can say they've won tens of thousands, can they? Well, apart from this lucky gambler who won more than £27,000 ($35,759) from an accumulator bet - using 1p ($0.01) stakes.
Derek Marsden, 65, spread 247 penny bets across eight horse races covering every possible outcome. Why does this stuff never happen to us?
Incredibly, his £2.47 ($3.27) wager, which included 15 winning doubles, 20 trebles, 15 four-folds and six five-folds, scooped a total of nearly 30 grand - which makes us sick with envy.
He made the 1p Goliath bet last Saturday 16 June where he picked six out of eight winners racing at Chester, Limerick, Hexham and Bath.
Derek, from Worksop, Notts, said: "I checked the results online at teatime and then calculated how much I thought I had won."
He walked (quite quickly) round to his local Betfred bookies and the staff there confirmed his amazing win.
The generous winner, who retired from his job as a health and safety risk assessor last month, is giving £12,000 ($15,888) to his younger brother Andrew, 62. What a LAD.
In fact within just five minutes of winning he rang Andrew to tell him: "Don't worry any more your mortgage is paid off."
Andrew, who suffers with spinal injuries and has had three heart attacks, said: "I just can't thank Derek enough. It's a brilliant feeling after all the worry."
Big-hearted Derek has not only handed Andrew £12,000 but has plans to buy a second hand luxury car and jewellery for his wife Julie who he'll be taking on a once-in-a-lifetime holiday to New Zealand.
He said: "Our parents brought Andrew and I up like this. If you can't look out for your family then who can you look out for? We are like two peas in a pod."
Derek successfully picked out the horses in a regular bet he describes as a 'bit of fun for less than a pint of beer.'
And if anyone fancies following his success, it sounds pretty easy. Derek said: "I was studying the form and basically followed the more successful trainers with horses that are doing well.
"98 percent of the time nothing comes of my goliath which is really a silly bet because the stake is so small but there is always that chance you can win very big - and that's what has happened to me.
"It is amazing that I have able to transform Andrew's life for the better as well as treat my wife and get a new car all for less than a pint of beer."
He continued: "I checked the results online at tea time and then calculated how much I thought I had won. I thought there might be something wrong but I told Julie what I might have won and she said 'oh yeah' so I walked, quite quickly round to Betfreds.
"The deputy manager Joe Darby was as excited as me and he had his arms up then clapped me so I knew I had the biggest win of my life. I can hardly believe it considering the size of the stake.
"First thing that came to mind probably within five minutes of the win being confirmed by Joe was to telephone Andrew and tell him his worries were over and I was going to pay off his mortgage.
"I know with him not being able to work due to ill health he was very worried about it. I have my eye on a second hand Lexus - and will get something personal like some jewellery for my wife Julie.
"We might be going to New Zealand but this time Andrew isn't coming with us."
Betfred founder Fred Done said: "It is amazing that so many lives have been changed for the better from such a tiny stake."
Word of warning, don't spend it all at once, Derek. Oh bollocks to it - you spend away.
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