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Student Left With A £3 Student Loan After Messing Up Application

Student Left With A £3 Student Loan After Messing Up Application

A student has been left with just 99p per term to survive on after accidentally applying for a student loan of £3 instead of £3,000.

Better start searching for those yellow stickers in the supermarket, then.

Seriously though, this mix-up has left Shadna Ismail from West London in the lurch after she messed up on her maintenance grant forms and applied for only one thousandth of what she actually wanted.

The 19-year-old said her 'heart stopped' when she realised she'd cocked up so badly.

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Credit: Mercury Press and Media
Credit: Mercury Press and Media

Ismail, who is a student at the University of Roehampton, shared her blunder on social media last Wednesday (23 September) after she thought that she hadn't received her first payment, so went off to check her student finance account.

Upon checking, she then shared a screenshot of the breakdown of payments that showed she was due just 99p for each term.

Oh dear.

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Seeing the funny side, she tweeted: "Not me applying for £3 instead of 3k."

Credit: Mercury Press and Media
Credit: Mercury Press and Media

Her post quickly went viral, attracting more than 40,000 likes in a matter of days. If only they could be turned into money, she'd be sorted for the whole of her academic career.

Unfortunately, you can't buy groceries with clout, and she's got to look for another solution.

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The biomedical science student explained: "On my application when it asks you how much you would like to take I wrote '3k' thinking it was applicable and that they would understand, but clearly they didn't.

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"It was lowkey my fault; I should have written 3,000.

"They didn't even email me to confirm if it was correct, they just went ahead and approved it."

Credit: Mercury Press and Media
Credit: Mercury Press and Media
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She continued: "It was only because they said I would get my first payment on the 21st and I said that I didn't, I went to check and then I saw it.

"At first I thought my eyes were going crazy and I sent it to my friend to see if that's what I was seeing. Then when she said, 'Yeah it's £3,' I genuinely screamed, as in my heart stopped.

"I literally went through every emotion, shock, laughter.

"I just woke up right now to call them, so hopefully it works out."

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At least everyone else has had a laugh out of it.

One person said: "Don't stress, you can buy a Tesco meal deal at the end of the year."

Another wrote: "Don't you dare tell me they broke it up into three payments, I know the person processing this laughed their ass off that shift."

Credit: Mercury Press and Media
Credit: Mercury Press and Media

As for the Student Loans Company, they said: "We appreciate that there is a lot for students to think about as they return to study at this time and, of course, it's easy for them to make a mistake.

"We process almost 2 million applications per year, many of which are processed automatically and the Student Loans Company can only award funding based on the information provided by the applicant.

"If we are made aware of a student error, we try and resolve it for them quickly. We encourage all students to complete their applications carefully, read their entitlement letters carefully, and get in touch with us if there is anything that doesn't seem right."

Featured Image Credit: Mercury Press and Media

Topics: UK News, Money, Funny, Weird, Education

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Tom Wood

Tom Wood is a LADbible journalist and Twin Peaks enthusiast. Despite having a career in football cut short by a chronic lack of talent, he managed to obtain degrees from both the University of London and Salford. According to his French teacher, at the weekends he mostly likes to play football and go to the park with his brother. Contact Tom on [email protected]