Imagine the delight of waking up and finding someone had deposited $120,000 (£97,000) in your bank. Now imagine spending it all and then being told you had to pay it back.
This is the rollercoaster of events that one US couple is currently going through.
Robert Williams, 36, and his wife Tiffany, 35, from Pennsylvania, reportedly received $120,000 in their account by mistake after a bank teller at BB&T deposited the cash into the wrong account.
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However, the couple allegedly decided against notifying the bank of the error, and instead managed to spend the majority of the money in two-and-a-half weeks, WPEN reports.
State police say the teller is thought to have put the cash in the wrong account around 31 May.
According to the news outlet, the Williams's bought an SUV, camper, quad bikes and a car trailer between 3 and 19 June this year.
They also allegedly splashed out on some home improvements, paid off some bills, gave some cash to a mate and carried out some repairs on their cars.
The Williamsport-Sun-Gazette reports that until the unexpected cash injection the couple had just $1,121 (£900) in their bank account.
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It's reported that around 20 June, BB&T noticed the mistake and transferred the money to the correct account, which resulted in the Williams racking up $107,416 (£87,000) in overdraft fees.
BB&T then contacted Mrs Williams to tell her that she and her husband would be required to pay the cash back.
The bank called back on 21 June when Mrs Williams admitted they had spent most of the money.
She told the bank worker she would speak to her husband and try and set up a repayment agreement, the paper reports.
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In the following days the bank tried to contact the couple again, but were not able to.
Eventually, the police were called and the Williams were taken into custody where they told cops they 'knew the money did not belong to them but they spent it anyway,' the Williamsport-Sun-Gazette reports.
Nate Weaver, a neighbour of the couple, said: "That is kind of shocking, with all the procedures the banks have set up, checking and double-checking and triple-checking there`s no way anybody gets away with that stuff."
The couple now face felony theft charges and receiving stolen property - they have since been released on a $25,000 (£20,000) bail.
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