With the cost of living at an all-time high, many are having to move back in with our parents just to get by.
I really regret not buying a house when I was eight years old.
Anyway, it seems that San Diego's Austin Wells might have just found the cheat-code we are all looking for.
The 28-year-old has traded land-living for water-surfing and insists his quality of life is brilliant.
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For Wells, more savings means better food, remote working, travelling more and not having to stress about paying bills.
He told CNBC that he spent $300,000 (£238,000) on a 12-year lease studio apartment onboard the MV Narrative.
The cruise ship is still under construction in Croatia and isn’t due to set sail until 2025.
The mega cruise liner boasts a whopping 500 private rooms and apartments, with Wells’ room spanning 237 square feet, featuring a desk, shower room, pantry and a foldaway bed.
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Those who live onboard are granted access, not only to a private gym and farmer’s market, but also medical services, 24-hour room service and private kitchens.
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What’s more, the ship has 20 restaurants and bars, a school, a library, a bank, a cinema and a swimming pool.
Wells shared: "The thing that most excites me is I don’t have to upend my daily routine, in order to go see the world.
"My working hours will be shifted towards evenings, nights and very early mornings, but that does open up the ability for me to see a city midday to afternoon.”
He added: "This is probably the first time ever that there is even the ability to have a standard job and even consider working and living from a floating apartment complex."
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Wells also said he hopes he’s going to make lots of friends onboard, seeing as he’ll be ‘travelling the world with them’.
According to The Sun, a flat in San Diego costs around $2,500 (£1,980) per month while Wells’ room on the MV Narrative will set him back about $2,000 (£1,587) per month.
The outlet notes that Alister Punton and Shannon Lee, the bosses of luxury residential ship brand Storyline, came up with MV Narrative because they ‘wanted to offer more affordable apartments for life at sea’.
Around 1,000 residents will call MV Narrative their home when it sets sail, with 11 different types of homes onboard.
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Featured Image Credit: YouTube/Storylines at Sea/CNBCTopics: Travel, Cruise Ship, US News