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Man Changes Gender To Get Cheaper Car Insurance

Man Changes Gender To Get Cheaper Car Insurance

A man in Canada legally changed his gender so he could get cheaper car insurance.

The man took to Reddit earlier this year to share his bizarre life-hack, where he revealed he had saved almost C$1,100 (£643) a year.

According to CBC.ca, the 24-year-old man, whose identity they don't reveal, became a woman on paper to help lower the costs of his insurance on his Chevrolet Cruze.

Speaking to the news outlet, the man, who lives in Alberta, said that he had simply 'taken advantage of a loophole' and saved himself some cash.

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He told CBC that while he was searching online for car insurance he was given a quote of around C$4,500 (£2,631) a year. He then decided to ask the insurer if the price would drop if he were a female and found that the new quote was around C$3,400 (£1,987) - meaning he would save a pretty decent chunk of cash.

He explained: "I was pretty angry about that. And I didn't feel like getting screwed over any more."

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So, he asked the insurer to change his gender on the policy but was told that it wasn't as easy as simply asking to change.

Undeterred the man set about finding how to legally change his gender. He discovered that in Canada, the law requires a doctor's note which must then be shown to the government who can then allow the gender on legal documents to be changed.

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"It was pretty simple," he said. "I just basically asked for it and told them that I identify as a woman, or I'd like to identify as a woman, and he wrote me the letter I wanted."

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The man says he does not identify as a woman, but said he did to get the note he needed.

He posted the doctor's letter and other paperwork to the government, telling them he needed a new birth certificate which would say he was a woman - and he got one.

He said: "I was quite shocked, but I was also relieved. I felt like I beat the system. I felt like I won."

Armed with his new paperwork, the man was able to change his policy over to a female one and is now enjoying those savings. Sounds like a pain in the arse to me, but each to their own.

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He added: "I'm a man, 100 per cent. Legally, I'm a woman. I did it for cheaper car insurance."

According to the Insurance Bureau of Canada, men under 25 are at a higher risk of crashes than women of the same age - hence the hike in insurance premiums.

Source: CBC.ca

Featured Image Credit: Reddit/PA

Topics: Viral, Interesting, Car, Weird

Claire Reid

Claire is a journalist at LADbible who, after dossing around for a few years, went to Liverpool John Moores University. She graduated with a degree in Journalism and a whole load of debt. When not writing words in exchange for money she is usually at home watching serial killer documentaries surrounded by cats. You can contact Claire at [email protected]