ladbible homepage
ladbible homepage
  • iconNews
  • videos
  • entertainment
  • Home
  • News
    • UK
    • US
    • World
    • Ireland
    • Australia
    • Science
    • Crime
    • Weather
  • Entertainment
    • Celebrity
    • TV
    • Film
    • Music
    • Gaming
    • Netflix
    • Disney
  • Sport
  • Technology
  • Travel
  • Lifestyle
  • Money
  • Originals
    • FFS PRODUCTIONS
    • Say Maaate to a Mate
    • Daily Ladness
    • UOKM8?
    • FreeToBe
    • Citizen Reef
  • Advertise
  • Terms
  • Privacy & Cookies
  • License Our Content
  • About Us & Contact
  • Jobs
  • Latest
  • Archive
  • Topics A-Z
  • Authors
Facebook
Instagram
X
Threads
Snapchat
TikTok
YouTube
Submit Your Content Here
  • SPORTbible
  • Tyla
  • GAMINGbible
  • LADbible Group
  • UNILAD
  • FOODbible
  • UNILAD Tech
Mathematician shares 'simple' loophole man used to win lottery 'more times than he could count'

Home> News> World News

Updated 21:20 11 Oct 2024 GMT+1Published 21:16 11 Oct 2024 GMT+1

Mathematician shares 'simple' loophole man used to win lottery 'more times than he could count'

Jerry and Marge Selbee's incredible get-rich-quick scheme might be a bit easier to understand when broken down by an expert

Olivia Burke

Olivia Burke

google discoverFollow us on Google Discover

A mathematician has explained the 'simple' loophole a US man used to win millions on the lottery that is, apparently, '100 percent legal'.

Like everyone else in the world, number nerd Dr. Clio Cresswell just couldn't help but be intrigued when she heard about the extraordinary tale of Michigan couple Jerry and Marge Selbee.

Their incredible get-rich-quick scheme even inspired the comedy-drama film Jerry & Marge Go Large starring Bryan Cranston and Annette Bening, so it's quite the big deal - and apparently, it's all thanks to some 'basic mathematics'.

For those who don't know about this super cool couple, let me enlighten you.

Advert

I'm sure many of us have fantasized about winning the lottery (Getty Stock Image)
I'm sure many of us have fantasized about winning the lottery (Getty Stock Image)

Convenience store owners Jerry and Marge had intended to retire in their 60s and 'enjoy life a little bit' in their golden years, but their plans took a drastic turn in 2003 after selling their livelihood.

Jerry entered the store he used to own and spotted a new lottery game, called Winfall, and picked up a brochure for it.

Explaining he has 'a head for math', the former business owner who boasts a bachelor's degree in the subject said he realised there was something special it within just three minutes.

He realised that Winfall incorporated a 'special feature' known as a 'rolldown', which meant that if nobody scooped the jackpot for prolonged periods of time by getting all six numbers, it would stop swelling in size and the money would be divided among the next tier of winners.

As you can probably deduce, this meant that those who matched only five, four or three numbers received a bumper payday instead of the usual chunk they would be awarded.

Jerry previously detailed how he incredibly 'cracked the code', albeit in extremely confusing terms for most people, but he told CBS News that he thought loads of people would have clocked on to the loophole.

Jerry and Marge Selbee earned £23 million from the '100% legal' lotto scheme (CBS)
Jerry and Marge Selbee earned £23 million from the '100% legal' lotto scheme (CBS)

But they hadn't - and Jerry and Marge began raking the cash in with their lucrative lottery scheme, even inviting family and friends to join in.

Soon, they were playing for thousands - but in 2005, Winfall was shut down in the state of Michigan.

Luckily though, they found an almost identical game in Massachusetts called Cash Winfall where they were able to earn even more money, seeing them play for 10 hours a day, 10 days straight, with over '$600,000 per play.

The Massachusetts state treasurer eventually shut down the Cash Winfall game, and Jerry and Marge ended up £23 million richer by the end of it.

But although the astute lotto player was dubbed a 'mathematical nerd genius', Dr. Clio Cresswell doesn't reckon he is one at all - as she believes Jerry simply had an eye for opportunity.

Speaking to 60 Minutes Australia, the senior lecturer at The University of Sydney explained her theory behind how he was able to hit the jackpot 'more times than he could count'.

The former shop owner said he clicked onto the loophole just three minutes after picking up the Winfall brochure (60 Minutes Australia)
The former shop owner said he clicked onto the loophole just three minutes after picking up the Winfall brochure (60 Minutes Australia)

Cresswell said unlike Jerry, 'not everyone is sitting on top of all the lotteries and studying all the numbers' - including her.

She said: "I'm a mathematician, personally, I'm not particularly into numbers. I wouldn't have noticed those numbers shift.

"You also know that these lottos or lotteries have educated mathematicians that are constantly looking at all these numbers, so if I wanted to make a lot of money, I'm not going to look at where all the top mathematicians are employed.

"So this was an anomaly, in that this rolldown created such a favourable condition for winning."

Explaining how the loophole works, the maths boffin continued: "It's as simple as, those that only picked three of the six numbers could then make a substantial amount of money, because it was rolling down to those less favourable.

"So instead of always playing and going, 'I need to have all six numbers,' you're now actually going to make a substantial amount of money if you only pick three of the six numbers.

"And they were buying hundreds of thousands of tickets so they're investing quite a bit of money - there's still a risk, there's still the kick, they're still getting a gambling kick out of this game.

Dr. Clio Cresswell detailed how the couple pulled it off (60 Minutes Australia)
Dr. Clio Cresswell detailed how the couple pulled it off (60 Minutes Australia)

"What Jerry did is, he was able to see how much money was going to roll down."

She explained most people wouldn't pick up on the 'patterns in the numbers' like Jerry did, although we should do.

"All you needed to do is look at those numbers with basic mathematics and go, 'Hang on a second, something's going on here'," Creswell said. "He was not a nerd, I don't think he's a math genius, bless his cotton socks.

"He's dear to my heart because he's someone who's actually got his eyes open - you know, the numbers popped up and he didn't just walk past and he obviously wasn't doing things like picking his grandmother's birthday.

"He knew very much that any number works, and in this case the odds were in so much favour.

"So it's basic mathematics. What's beautiful and and sweet is that he saw that."

Guess we should have listened a bit more in our maths lessons, eh lads.

Featured Image Credit: YouTube/60 Minutes Australia

Topics: News, World News, Money, National Lottery

Olivia Burke
Olivia Burke

Olivia is a journalist at LADbible Group with more than five years of experience and has worked for a number of top publishers, including News UK. She also enjoys writing food reviews (as well as the eating part). She is a stereotypical reality TV addict, but still finds time for a serious documentary.

X

@livburke_

Recommended reads

750,000 people are owed around £2,200 from HMRCGetty stockDavid Haye wants ‘way more than £10 million' as he breaks silence on I’m A Celeb legal battle(Instagram)Experts explain heartbreaking reality after trapped whale finally released in £1.3 million rescue missionEPAUK Government issues chikungunya virus warning to holidaymakers with three high risk groups named(Getty Stock Images)

Advert

Choose your content:

3 hours ago
6 hours ago
  • EPA
    3 hours ago

    Experts explain heartbreaking reality after trapped whale finally released in £1.3 million rescue mission

    'Timmy' the humpback whale had been stranded in shallow waters, far from its natural habitat, since March

    News
  • (Getty Stock Images)
    3 hours ago

    UK Government issues chikungunya virus warning to holidaymakers with three high risk groups named

    There were 112 confirmed cases of chikungunya virus in 2024

    News
  • instagram
    6 hours ago

    Four-year-old daughter of Miss Switzerland finalist 'murdered by husband' made chilling claim to police

    The young daughter of a woman who died under horrific circumstances told police something shocking

    News
  • Facebook
    6 hours ago

    Woman who had no idea healthy twin sister ended life at Swiss clinic speaks out

    Wendy Duffy was 56 when she chose to end her life at Pegasos Clinic in Switzerland

    News
  • UK's youngest lottery winner says she was 'exploited' after scooping up £1.8m at 16
  • Man who won the lottery 14 times reveals basic maths he used to beat the system
  • Woman becomes ‘richest person in the world’ with 100,000 times more wealth than Elon Musk
  • Cafe responds after making woman ‘richest person in the world’ with 100,000 times more wealth than Elon Musk