Rise of 'digital divorce' which can endanger your Netflix and bank accounts

How entangled are you in your relationship? It could end up going against you if you choose to get divorced...digitally, that is.

Relationships are complex things, and when you join your life with another person, you'll soon start using the phrase, 'what's mine is yours'.

But when does the line get drawn in this instance?

When it comes to couples, fusing everything from subscriptions to banks isn't abnormal to see.

However, with the summer months being the ones that tend to see the most 'uncuffing' and singletons running free en mass, this poses an interesting issue.

According to Harper's Bazaar, people tend to break up as the seasons get warming, as opposed to the opposite happening in the winter months thanks to singles wanting someone to warm up with.

Couples share a lot of digital assets (Getty Stock Images)

But when you quit your relationship, it's not just social media contact you have to untangle yourself from.

It's your password sharing.

According to expert Karolis Arbaciauskas, head of product at cybersecurity company NordPass and its parent organisation Nord Security, it's a big risk to your accounts when you split.

This is because they have access they might use for nefarious reasons.

he revealed: “While breakups are a normal part of life, they can also leave behind serious digital security risks. This is especially true for couples who have shared not only a home, but also passwords, accounts, and connected devices."

He added: "A shared Netflix account is usually the first thing that comes to mind, but that’s actually the least of the concerns. The real danger lies in digital lingering — where ex-partners retain access to sensitive accounts, leading to a growing number of digital stalking cases."

It can stop 'digital lingering' (Getty Stock Images)

There's even the risk that they could continue to have access to your home, even without a physical key, thanks to advancements like digital passes.

“With shared digital access now a routine part of living together, a breakup can open the door to new forms of harassment and control,” Arbaciauskas said.

However, there are things you can do to lessen this likelihood.

"The lesson here is simple: after a breakup or divorce, changing any passwords previously shared with a partner should be treated as an urgent security step. Ideally, this digital divorce should be performed transparently and in coordination with a former partner, but safety comes first. If a joint approach is impossible, you should prioritize securing all accounts in your name," he said, and even came up with a security checklist which keeps a list of what to check after a breakup.

This includes things like changing your 'password and security questions' on your email address, making sure your backup emails and phone numbers are yours, linking your multi-factor authentication (MFA) to only you, updating any or all passwords for PayPal, Venmo, and other financial apps, resetting access to all bank accounts, unlinking any shared cards, changing credentials on things like Netflix and Spotify so they can't check up on you, 'revoke access to smart locks, Wi-Fi routers, and security cameras, and more.

Basically, do a full audit of what's yours, to make sure you're the only one with access.