Man asks bank for $2 million loan to put on red or black and gets abrupt response

A prankster (we hope) has gone to the bank to ask for a loan of $2 million (£1.5 million) to put on roulette at the casino.

Yep, he really did this and posted the cringeworthy encounter social media.

You may have considered getting a loan for your first home, car financing or your wedding, but I don't think many of us could walk into a bank with confidence to ask for money to gamble with.

The viral clip begins with the man walking into the bank and asking where he can go to get a loan.

Speaking to the first woman, she asks if it's for business, to which he simply says 'yeah'.

"Four words for you, just hear me out on this: two million on black," he states, much to her confusion.

He tells her it would be an 'investment' on their end for him to win at roulette with a $2 million loan, which in all fairness, she seems to play along with for a while, letting out a chuckle after asking what it has to do with the loan.

Nevertheless, she redirects him to one of their 'business officers'.

After the business officer asks how he is, the jokester says he 'could be a lot better in the next 10 minutes', before explaining why he needs a loan.

He mentions that he wants a $2 million loan, to which she says: "I need to see financial statements, tax returns, if this is for a business we're going to need business financials along with the tax returns for the business."

Standard stuff - only he doesn't have any of these, as he says he is running a 'casino business', so he doesn't pay his taxes.

The cheek of it.

Calling it a quick turnaround investment, he finally reveals that he wants to put all $2 million on black, to which she simply says: "No."

Going on, he says it's '50/50' that they profit off of his potential winnings, to which she continuously says no, but lets out a smirk as she realises that it's all a prank.

Speaking about the possibility of it not working out, he joked: "If not, you guys will probably never hear from me again." Sounds like a good deal.

Asking if they do loans for gaming, as he had been 'gambling for the last year', she stays firm and keeps saying no.

She did apologise about not being able to make it happen though, before the two went their separate ways - though the whole ordeal tickled a lot of viewers on X.

One user said: "I bet you somebody tried this before and it worked obviously they prob faked a business to get a loan but this would be insane to pull off."

Another joked: "Give it 5 years, they'll be calling this guy with high interest loan offers lmfao."

A third posted: "It would be funny if he turned around and deposited the 2 million in his savings account and paid the bank back with the interest."

Fair play to him, going to the bank is daunting enough, but asking for a gambling loan? Hats off to you.